SEWERAGE & WATER BOARD EMPLOYEES
Charter #2056 · New Orleans, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.75% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 4.90% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.06% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 90th percentile but its structural peers at the 44th — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SEWERAGE & WATER BOARD EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.46M | 90th pct | 44th pct |
| Members | 1,456 | 93th pct | 49th pct |
| Net worth ratio | 7.75% | 6th pct | 11th pct |
| Return on average assets | 0.14% | 38th pct | 48th pct |
| Net interest margin | 4.90% | 75th pct | 89th pct |
| Cost of funds | 0.06% | 16th pct | 11th pct |
| Loan-to-share | 38.78% | 28th pct | 28th pct |
| Delinquency 60+ days | 1.73% | 65th pct | 64th pct |
| Net charge-off ratio | -0.01% | 20th pct | 26th pct |
| Loan growth YoY | -14.37% | 14th pct | 5th pct |
| Share growth YoY | -0.21% | 48th pct | 31th pct |
| Efficiency ratio | 98.16% | 69th pct | 61th pct |
structural peer set hash: a538bc81e11c1c1726527e2d53c4af6c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.