LA PORTE COMMUNITY
Charter #2051 · La Porte, IN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 1.66% sits at the 89th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 89th percentile but its structural peers at the 54th — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LA PORTE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $75.46M | 59th pct | 43th pct |
| Members | 8,215 | 89th pct | 54th pct |
| Net worth ratio | 13.23% | 54th pct | 66th pct |
| Return on average assets | 0.92% | 62th pct | 54th pct |
| Net interest margin | 4.52% | 88th pct | 66th pct |
| Cost of funds | 1.14% | 63th pct | 51th pct |
| Loan-to-share | 87.40% | 93th pct | 75th pct |
| Delinquency 60+ days | 1.66% | 89th pct | 89th pct |
| Net charge-off ratio | 0.69% | 80th pct | 72th pct |
| Loan growth YoY | -6.15% | 12th pct | 3th pct |
| Share growth YoY | 5.30% | 76th pct | 64th pct |
| Efficiency ratio | 79.46% | 49th pct | 56th pct |
structural peer set hash: 931d0bb1a03b8b1e003c9cfe0092740e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.