ALLEGENT COMMUNITY
Charter #205 · Pittsburgh, PA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 17.18% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.14% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 3.46% sits at the 18th percentile of structural peers — worth a closer look.
- Efficiency ratio of 93.06% sits at the 90th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 37th percentile but its structural peers at the 18th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLEGENT COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $282.15M | 71th pct | 56th pct |
| Members | 21,845 | 83th pct | 64th pct |
| Net worth ratio | 17.18% | 93th pct | 89th pct |
| Return on average assets | 0.14% | 14th pct | 10th pct |
| Net interest margin | 3.46% | 37th pct | 18th pct |
| Cost of funds | 1.30% | 55th pct | 74th pct |
| Loan-to-share | 79.54% | 67th pct | 61th pct |
| Delinquency 60+ days | 0.73% | 60th pct | 64th pct |
| Net charge-off ratio | 0.36% | 50th pct | 43th pct |
| Loan growth YoY | 0.60% | 53th pct | 52th pct |
| Share growth YoY | 0.14% | 10th pct | 8th pct |
| Efficiency ratio | 93.06% | 91th pct | 90th pct |
structural peer set hash: 0087b63380d5555435d5dfc394f73d9c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.