PAMPA TEACHERS
Charter #2046 · Pampa, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.39% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of -6.57% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 3.42% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 1.80% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 4.45% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PAMPA TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.81M | 4th pct | 11th pct |
| Members | 1,828 | 39th pct | 33th pct |
| Net worth ratio | 9.39% | 13th pct | 25th pct |
| Return on average assets | -6.57% | 0th pct | 0th pct |
| Net interest margin | 3.42% | 31th pct | 8th pct |
| Cost of funds | 1.80% | 86th pct | 92th pct |
| Loan-to-share | 70.78% | 71th pct | 72th pct |
| Delinquency 60+ days | 0.23% | 31th pct | 28th pct |
| Net charge-off ratio | 4.45% | 99th pct | 97th pct |
| Loan growth YoY | -6.08% | 23th pct | 21th pct |
| Share growth YoY | -3.54% | 6th pct | 5th pct |
| Efficiency ratio | 509.87% | 100th pct | 98th pct |
structural peer set hash: b713af715fc9fa621393f69d9c62b6f4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.