Innorve

CENTRIC

Charter #1982 · West Monroe, LA · $100M-$500M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 37,756 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
  • Return on average assets of 0.47% sits at the 18th percentile of structural peers — worth a closer look.
  • Cost of funds of 2.27% sits at the 90th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 1.18% sits at the 95th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of 1.07% sits at the 93rd percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricCENTRICAsset-tier percentileStructural percentile
Total assets$453.89M96th pct77th pct
Members37,75698th pct89th pct
Net worth ratio11.97%57th pct69th pct
Return on average assets0.47%34th pct18th pct
Net interest margin3.63%48th pct43th pct
Cost of funds2.27%94th pct90th pct
Loan-to-share87.82%85th pct69th pct
Delinquency 60+ days1.18%83th pct95th pct
Net charge-off ratio1.07%90th pct93th pct
Loan growth YoY5.70%90th pct82th pct
Share growth YoY8.51%94th pct85th pct
Efficiency ratio81.66%61th pct69th pct

structural peer set hash: 24e23339bc36a338e84b6bb681395aeb… (reproducible)

Closest structural peers

HARVESTERS61.9%
#24967 · FL
DIRIGO60.3%
#11144 · ME
AERO57.4%
#12164 · AZ
SINGING RIVER57.3%
#8694 · MS
PRIMETRUST FINANCIAL57%
#489 · IN
ESSENTIAL56.7%
#68736 · LA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.