GP LOUISIANA
Charter #19320 · ZACHARY, LA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.65% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.33% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.89% sits at the 93rd percentile of structural peers — worth a closer look.
- Efficiency ratio of 69.72% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 68th percentile but its structural peers at the 52nd — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GP LOUISIANA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $66.43M | 41th pct | 54th pct |
| Members | 5,074 | 52th pct | 44th pct |
| Net worth ratio | 16.51% | 79th pct | 72th pct |
| Return on average assets | 1.65% | 89th pct | 84th pct |
| Net interest margin | 4.33% | 83th pct | 75th pct |
| Cost of funds | 1.89% | 90th pct | 93th pct |
| Loan-to-share | 70.42% | 68th pct | 52th pct |
| Delinquency 60+ days | 0.41% | 38th pct | 43th pct |
| Net charge-off ratio | 0.36% | 62th pct | 56th pct |
| Loan growth YoY | -1.61% | 50th pct | 52th pct |
| Share growth YoY | 0.76% | 25th pct | 25th pct |
| Efficiency ratio | 69.72% | 26th pct | 21th pct |
structural peer set hash: 79a5c99f72057c2784d1259c97b0ac33… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.