DUKE UNIVERSITY
Charter #18616 · Durham, NC · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.65% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 73.05% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 49th percentile but its structural peers at the 77th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DUKE UNIVERSITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $204.81M | 52th pct | 46th pct |
| Members | 15,561 | 61th pct | 74th pct |
| Net worth ratio | 10.51% | 35th pct | 43th pct |
| Return on average assets | 0.93% | 65th pct | 72th pct |
| Net interest margin | 3.65% | 49th pct | 77th pct |
| Cost of funds | 0.68% | 25th pct | 28th pct |
| Loan-to-share | 53.34% | 15th pct | 25th pct |
| Delinquency 60+ days | 1.11% | 80th pct | 74th pct |
| Net charge-off ratio | 0.40% | 54th pct | 74th pct |
| Loan growth YoY | -2.56% | 20th pct | 23th pct |
| Share growth YoY | 1.74% | 25th pct | 34th pct |
| Efficiency ratio | 73.05% | 31th pct | 23th pct |
structural peer set hash: b70d896231ff6abd3cdf42c9cce40d10… (reproducible)
Closest structural peers
This is the free public view
Claim DUKE UNIVERSITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.