BEAUREGARD SCHOOL EMPLOYEES
Charter #17861 · DERIDDER, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 1.92% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.89% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 55.17% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BEAUREGARD SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $30.59M | 63th pct | 72th pct |
| Members | 2,137 | 51th pct | 54th pct |
| Net worth ratio | 12.82% | 44th pct | 38th pct |
| Return on average assets | 0.84% | 60th pct | 57th pct |
| Net interest margin | 1.92% | 2th pct | 2th pct |
| Cost of funds | 2.89% | 98th pct | 95th pct |
| Loan-to-share | 66.95% | 66th pct | 54th pct |
| Delinquency 60+ days | 0.31% | 37th pct | 38th pct |
| Net charge-off ratio | 0.03% | 40th pct | 38th pct |
| Loan growth YoY | -5.29% | 28th pct | 23th pct |
| Share growth YoY | 1.34% | 38th pct | 43th pct |
| Efficiency ratio | 55.17% | 6th pct | 3th pct |
structural peer set hash: 61eeb00934ab1d2c91ff37e9a7762c93… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.