SOUTH CAROLINA NATIONAL GUARD
Charter #17636 · Columbia, SC · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 26.25% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.18% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.17% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 56.48% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 25th percentile but its structural peers at the 43rd — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOUTH CAROLINA NATIONAL GUARD | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $97.43M | 97th pct | 85th pct |
| Members | 5,584 | 59th pct | 67th pct |
| Net worth ratio | 26.25% | 99th pct | 97th pct |
| Return on average assets | 2.18% | 97th pct | 90th pct |
| Net interest margin | 4.10% | 72th pct | 67th pct |
| Cost of funds | 1.03% | 58th pct | 69th pct |
| Loan-to-share | 46.79% | 25th pct | 43th pct |
| Delinquency 60+ days | 0.17% | 18th pct | 16th pct |
| Net charge-off ratio | 0.16% | 40th pct | 34th pct |
| Loan growth YoY | -1.36% | 52th pct | 69th pct |
| Share growth YoY | 1.38% | 33th pct | 33th pct |
| Efficiency ratio | 56.48% | 8th pct | 11th pct |
structural peer set hash: 1fa926c6a25fabe24aa2927f188617b6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.