L.A. HEALTHCARE
Charter #16571 · LOS ANGELES, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.36% sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of -0.28% sits at the 13th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.61% sits at the 89th percentile of structural peers — worth a closer look.
- Efficiency ratio of 103.68% sits at the 90th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 52nd percentile but its structural peers at the 72nd — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | L.A. HEALTHCARE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.97M | 21th pct | 7th pct |
| Members | 1,906 | 42th pct | 39th pct |
| Net worth ratio | 8.36% | 7th pct | 10th pct |
| Return on average assets | -0.28% | 13th pct | 13th pct |
| Net interest margin | 3.89% | 52th pct | 72th pct |
| Cost of funds | 0.24% | 17th pct | 30th pct |
| Loan-to-share | 35.59% | 15th pct | 21th pct |
| Delinquency 60+ days | 0.99% | 68th pct | 61th pct |
| Net charge-off ratio | 1.61% | 92th pct | 89th pct |
| Loan growth YoY | -13.18% | 3th pct | 3th pct |
| Share growth YoY | -1.69% | 14th pct | 13th pct |
| Efficiency ratio | 103.68% | 91th pct | 90th pct |
structural peer set hash: df06aeb36bf971e6716e4250045b01b7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.