GEOVISTA
Charter #16168 · Hinesville, GA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 21,592 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 8.53% sits at the 2nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.06% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.27% sits at the 87th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 35th percentile but its structural peers at the 56th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GEOVISTA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $246.42M | 62th pct | 70th pct |
| Members | 21,592 | 81th pct | 80th pct |
| Net worth ratio | 8.53% | 8th pct | 2th pct |
| Return on average assets | 0.44% | 32th pct | 31th pct |
| Net interest margin | 3.32% | 30th pct | 33th pct |
| Cost of funds | 0.94% | 35th pct | 56th pct |
| Loan-to-share | 44.48% | 7th pct | 16th pct |
| Delinquency 60+ days | 1.06% | 78th pct | 80th pct |
| Net charge-off ratio | 1.27% | 93th pct | 87th pct |
| Loan growth YoY | -1.83% | 26th pct | 38th pct |
| Share growth YoY | 3.46% | 50th pct | 49th pct |
| Efficiency ratio | 82.94% | 66th pct | 69th pct |
structural peer set hash: 0602df8923dc408e1bfc6c199dc51826… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.