CBI
Charter #15848 · PLAINFIELD, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,157 sits at the 7th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.33% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 30th percentile but its structural peers at the 10th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CBI | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.89M | 30th pct | 10th pct |
| Members | 1,157 | 10th pct | 7th pct |
| Net worth ratio | 10.37% | 21th pct | 28th pct |
| Return on average assets | 0.21% | 27th pct | 33th pct |
| Net interest margin | 3.46% | 33th pct | 38th pct |
| Cost of funds | 0.47% | 30th pct | 30th pct |
| Loan-to-share | 47.14% | 32th pct | 43th pct |
| Delinquency 60+ days | 0.89% | 64th pct | 57th pct |
| Net charge-off ratio | -0.33% | 3th pct | 2th pct |
| Loan growth YoY | -1.10% | 61th pct | 52th pct |
| Share growth YoY | 3.21% | 58th pct | 69th pct |
| Efficiency ratio | 93.27% | 79th pct | 74th pct |
structural peer set hash: d7cceaa5fd5955875808b1604fc06b91… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.