TRONA VALLEY COMMUNITY
Charter #15741 · Green River, WY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 31,217 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 13.86% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.59% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.08% sits at the 87th percentile of structural peers — worth a closer look.
- Efficiency ratio of 63.69% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRONA VALLEY COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $467.56M | 97th pct | 87th pct |
| Members | 31,217 | 95th pct | 77th pct |
| Net worth ratio | 13.86% | 78th pct | 80th pct |
| Return on average assets | 1.21% | 79th pct | 72th pct |
| Net interest margin | 4.59% | 91th pct | 87th pct |
| Cost of funds | 1.67% | 76th pct | 69th pct |
| Loan-to-share | 78.97% | 66th pct | 52th pct |
| Delinquency 60+ days | 0.67% | 55th pct | 54th pct |
| Net charge-off ratio | 1.08% | 90th pct | 87th pct |
| Loan growth YoY | -0.99% | 36th pct | 18th pct |
| Share growth YoY | 6.99% | 87th pct | 80th pct |
| Efficiency ratio | 63.69% | 13th pct | 15th pct |
structural peer set hash: efa6a464f65ad554dbfc7043f539e043… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.