CRANBERRY
Charter #14850 · West Wareham, MA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,447 sits at the 23rd percentile of structural peers — worth a closer look.
- Net worth ratio of 8.16% sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of 0.03% sits at the 21st percentile of structural peers — worth a closer look.
- On Efficiency ratio, the asset-size band puts this credit union at the 68th percentile but its structural peers at the 48th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CRANBERRY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $62.72M | 31th pct | 26th pct |
| Members | 3,447 | 17th pct | 23th pct |
| Net worth ratio | 8.16% | 4th pct | 10th pct |
| Return on average assets | 0.03% | 14th pct | 21th pct |
| Net interest margin | 3.29% | 29th pct | 31th pct |
| Cost of funds | 1.27% | 69th pct | 57th pct |
| Loan-to-share | 72.83% | 72th pct | 61th pct |
| Delinquency 60+ days | 0.45% | 40th pct | 31th pct |
| Net charge-off ratio | 0.18% | 43th pct | 57th pct |
| Loan growth YoY | 8.63% | 97th pct | 97th pct |
| Share growth YoY | -0.44% | 14th pct | 28th pct |
| Efficiency ratio | 85.84% | 68th pct | 48th pct |
structural peer set hash: 107502d9436a47101e87264a30ab548b… (reproducible)
Closest structural peers
This is the free public view
Claim CRANBERRY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.