PACIFIC CASCADE
Charter #14545 · EUGENE, OR · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.17% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 4.23% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.33% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.70% sits at the 79th percentile of structural peers — worth a closer look.
- Efficiency ratio of 94.25% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PACIFIC CASCADE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $138.92M | 25th pct | 57th pct |
| Members | 8,871 | 24th pct | 43th pct |
| Net worth ratio | 10.57% | 36th pct | 26th pct |
| Return on average assets | -0.17% | 5th pct | 0th pct |
| Net interest margin | 4.23% | 82th pct | 87th pct |
| Cost of funds | 0.33% | 13th pct | 18th pct |
| Loan-to-share | 53.82% | 16th pct | 30th pct |
| Delinquency 60+ days | 0.55% | 45th pct | 67th pct |
| Net charge-off ratio | 0.70% | 78th pct | 79th pct |
| Loan growth YoY | -3.90% | 11th pct | 30th pct |
| Share growth YoY | 1.81% | 26th pct | 31th pct |
| Efficiency ratio | 94.25% | 93th pct | 97th pct |
structural peer set hash: 37e7a49b0c40dcba9188a0c1a4ac68d3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.