LONGSHORE
Charter #13857 · Hoquiam, WA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 403 sits at the 7th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.89% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 4.44% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.03% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LONGSHORE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.35M | 89th pct | 43th pct |
| Members | 403 | 35th pct | 7th pct |
| Net worth ratio | 8.89% | 9th pct | 8th pct |
| Return on average assets | 0.90% | 68th pct | 67th pct |
| Net interest margin | 4.44% | 62th pct | 80th pct |
| Cost of funds | 0.03% | 14th pct | 3th pct |
| Loan-to-share | 36.74% | 26th pct | 36th pct |
| Delinquency 60+ days | 0.51% | 42th pct | 54th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -9.69% | 30th pct | 30th pct |
| Share growth YoY | -0.54% | 45th pct | 23th pct |
| Efficiency ratio | 72.54% | 27th pct | 34th pct |
structural peer set hash: c259fd65c7f79dd088c2c94cf56e34e1… (reproducible)
Closest structural peers
This is the free public view
Claim LONGSHORE
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.