SHREWSBURY
Charter #13601 · SHREWSBURY, MA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.51% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 2.94% sits at the 23rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.08% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 73.06% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SHREWSBURY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $247.56M | 63th pct | 61th pct |
| Members | 9,664 | 30th pct | 30th pct |
| Net worth ratio | 8.51% | 8th pct | 15th pct |
| Return on average assets | 0.73% | 53th pct | 59th pct |
| Net interest margin | 2.94% | 12th pct | 23th pct |
| Cost of funds | 1.44% | 64th pct | 74th pct |
| Loan-to-share | 47.76% | 10th pct | 16th pct |
| Delinquency 60+ days | 0.28% | 21th pct | 31th pct |
| Net charge-off ratio | 0.08% | 15th pct | 23th pct |
| Loan growth YoY | -1.54% | 30th pct | 30th pct |
| Share growth YoY | 7.27% | 89th pct | 93th pct |
| Efficiency ratio | 73.06% | 31th pct | 25th pct |
structural peer set hash: dbd75c29e4a846b50be5e12129726fda… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.