BAPTIST HEALTH
Charter #12813 · Little Rock, AR · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 7,099 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 23.03% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.27% sits at the 15th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.78% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.62% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BAPTIST HEALTH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $46.55M | 95th pct | 67th pct |
| Members | 7,099 | 99th pct | 87th pct |
| Net worth ratio | 23.03% | 92th pct | 84th pct |
| Return on average assets | 0.27% | 30th pct | 15th pct |
| Net interest margin | 4.44% | 76th pct | 56th pct |
| Cost of funds | 0.94% | 55th pct | 49th pct |
| Loan-to-share | 77.77% | 82th pct | 64th pct |
| Delinquency 60+ days | 1.78% | 82th pct | 79th pct |
| Net charge-off ratio | 0.62% | 76th pct | 82th pct |
| Loan growth YoY | -10.01% | 7th pct | 2th pct |
| Share growth YoY | 1.23% | 37th pct | 39th pct |
| Efficiency ratio | 91.12% | 75th pct | 89th pct |
structural peer set hash: 83e002dfe256f8736c14b7d89d859970… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.