SUCCESS
Charter #12808 · BLYTHEVILLE, AR · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.75% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.22% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.85% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 61.34% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Net charge-off ratio, the asset-size band puts this credit union at the 78th percentile but its structural peers at the 61st — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUCCESS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $217.24M | 56th pct | 48th pct |
| Members | 23,351 | 85th pct | 74th pct |
| Net worth ratio | 14.75% | 84th pct | 82th pct |
| Return on average assets | 1.22% | 80th pct | 82th pct |
| Net interest margin | 3.54% | 42th pct | 26th pct |
| Cost of funds | 1.85% | 83th pct | 95th pct |
| Loan-to-share | 68.54% | 43th pct | 49th pct |
| Delinquency 60+ days | 0.64% | 53th pct | 56th pct |
| Net charge-off ratio | 0.69% | 78th pct | 61th pct |
| Loan growth YoY | 2.85% | 74th pct | 79th pct |
| Share growth YoY | 3.07% | 44th pct | 43th pct |
| Efficiency ratio | 61.34% | 10th pct | 7th pct |
structural peer set hash: 84d795c356bf890f6002bb3a98eb21f9… (reproducible)
Closest structural peers
This is the free public view
Claim SUCCESS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.