MOORE COUNTY SCHOOLS
Charter #11458 · Dumas, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 2.27% sits at the 92nd percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 71st percentile but its structural peers at the 43rd — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MOORE COUNTY SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.24M | 62th pct | 44th pct |
| Members | 813 | 71th pct | 43th pct |
| Net worth ratio | 12.28% | 24th pct | 38th pct |
| Return on average assets | -0.18% | 29th pct | 33th pct |
| Net interest margin | 4.31% | 58th pct | 54th pct |
| Cost of funds | 0.59% | 54th pct | 44th pct |
| Loan-to-share | 76.46% | 73th pct | 69th pct |
| Delinquency 60+ days | 0.29% | 36th pct | 34th pct |
| Net charge-off ratio | 2.27% | 92th pct | 92th pct |
| Loan growth YoY | -9.51% | 30th pct | 20th pct |
| Share growth YoY | -17.07% | 2th pct | 5th pct |
| Efficiency ratio | 103.00% | 76th pct | 70th pct |
structural peer set hash: 55a98013488bccb0cb63505928ad7929… (reproducible)
Closest structural peers
This is the free public view
Claim MOORE COUNTY SCHOOLS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.