WILMINGTON POLICE & FIRE
Charter #11347 · Wilmington, DE · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,949 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.66% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 0.20% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.34% sits at the 82nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.22% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WILMINGTON POLICE & FIRE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $13.80M | 16th pct | 34th pct |
| Members | 3,949 | 90th pct | 87th pct |
| Net worth ratio | 15.20% | 61th pct | 52th pct |
| Return on average assets | -0.66% | 9th pct | 8th pct |
| Net interest margin | 3.16% | 21th pct | 30th pct |
| Cost of funds | 0.20% | 14th pct | 18th pct |
| Loan-to-share | 23.80% | 4th pct | 10th pct |
| Delinquency 60+ days | 3.34% | 94th pct | 82th pct |
| Net charge-off ratio | -0.22% | 5th pct | 8th pct |
| Loan growth YoY | -8.61% | 11th pct | 23th pct |
| Share growth YoY | -3.54% | 6th pct | 15th pct |
| Efficiency ratio | 110.03% | 94th pct | 90th pct |
structural peer set hash: 1372914b3d415ba5c10e20f3fc457f16… (reproducible)
Closest structural peers
This is the free public view
Claim WILMINGTON POLICE & FIRE
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.