SALEM VA MEDICAL CENTER
Charter #1127 · Salem, VA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.26% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.03% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 95th percentile but its structural peers at the 67th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SALEM VA MEDICAL CENTER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $95.62M | 95th pct | 67th pct |
| Members | 7,764 | 86th pct | 67th pct |
| Net worth ratio | 12.55% | 47th pct | 46th pct |
| Return on average assets | 0.68% | 48th pct | 48th pct |
| Net interest margin | 3.84% | 56th pct | 49th pct |
| Cost of funds | 0.69% | 34th pct | 48th pct |
| Loan-to-share | 70.10% | 67th pct | 56th pct |
| Delinquency 60+ days | 0.26% | 25th pct | 25th pct |
| Net charge-off ratio | 0.03% | 23th pct | 16th pct |
| Loan growth YoY | 3.19% | 86th pct | 84th pct |
| Share growth YoY | 1.63% | 37th pct | 25th pct |
| Efficiency ratio | 85.44% | 67th pct | 64th pct |
structural peer set hash: f8d8838c5450225527bf17c35bebdb49… (reproducible)
Closest structural peers
This is the free public view
Claim SALEM VA MEDICAL CENTER
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.