FORT SILL
Charter #10832 · Lawton, OK · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 22,910 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.01% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 4.25% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.42% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.69% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FORT SILL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $395.26M | 88th pct | 89th pct |
| Members | 22,910 | 85th pct | 79th pct |
| Net worth ratio | 11.14% | 45th pct | 39th pct |
| Return on average assets | 0.01% | 8th pct | 2th pct |
| Net interest margin | 4.25% | 83th pct | 93th pct |
| Cost of funds | 0.42% | 16th pct | 23th pct |
| Loan-to-share | 48.20% | 10th pct | 18th pct |
| Delinquency 60+ days | 1.69% | 92th pct | 95th pct |
| Net charge-off ratio | 1.92% | 98th pct | 95th pct |
| Loan growth YoY | -1.45% | 31th pct | 39th pct |
| Share growth YoY | 2.77% | 40th pct | 34th pct |
| Efficiency ratio | 81.61% | 61th pct | 70th pct |
structural peer set hash: beed1ec296705929686fbe34b4e75b0c… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.