COMMUNITIES OF ABILENE
Charter #10706 · Abilene, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 11,003 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.19% sits at the 16th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 36th percentile but its structural peers at the 82nd — a 46-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMMUNITIES OF ABILENE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $161.69M | 36th pct | 82th pct |
| Members | 11,003 | 38th pct | 79th pct |
| Net worth ratio | 10.68% | 38th pct | 34th pct |
| Return on average assets | 0.29% | 22th pct | 28th pct |
| Net interest margin | 3.19% | 22th pct | 16th pct |
| Cost of funds | 0.66% | 25th pct | 34th pct |
| Loan-to-share | 63.18% | 32th pct | 46th pct |
| Delinquency 60+ days | 0.22% | 15th pct | 30th pct |
| Net charge-off ratio | 0.21% | 33th pct | 52th pct |
| Loan growth YoY | 2.17% | 68th pct | 79th pct |
| Share growth YoY | 3.09% | 44th pct | 51th pct |
| Efficiency ratio | 89.22% | 83th pct | 67th pct |
structural peer set hash: 041081afc943a52909edb2050cbd9fdc… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.